JayVanular

Jay Vanular
Sales Representative

Right at Home Realty Inc., Brokerage
1032 Brock Street S, Whitby ON
Unit 5&6, L1N 4L8
Cell:905-718-9927
Direct Office: 905-665-2500
Email: jay@jayvanular.com

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Should I wait for my mortgage to mature?

Lenders will often guarantee an interest rate to you as much as 90 days before your mortgage matures. And, as long as you are not increasing your mortgage, they will cover the costs of transferring your mortgage too. This means a rate promised well in advance of your maturity date, thus eliminating any worries of higher rates. And if rates drop before the actual maturity rate, the new lender will usually adjust your interest rate lower as well.

Most lenders send out their mortgage renewal notices offering existing clients their posted interest rates. The rate you are being offered is usually not the best one. Always investigate the possibility of a lower interest rate with the lender or another lender. If you don't you may end up paying a much higher interest rate on renewing mortgage than you need to.

on 22/05/2014 by Super User
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470 BOND ST, Oshawa - $399,990
470 BOND ST, Oshawa
Perfect Home For First Time Buyers, Downsizers Or Investors! Don't Let The Market Leave You Behind--This Is Your Opportunity To Own A Home Cheaper Than Renting! Solid Brick Bungalow Centrally Located With Tons Of Parking. Sunny & Bright, Super Clean
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6 THOMAS WOODLOCK ST, Clarington - $559,900
6 THOMAS WOODLOCK ST, Clarington
Ok So Where Do We Begin? Maybe W/The Upgrades! Cesar Stone Countertops, Marble Ribbon Backsplash, Extended Cabinets & Gorgeous Backyard. Less Than 5Yrs Old, This Stunning Bungaloft Features 9' Ceilings, Open Concept Kitchen O/L Great Room W/Gas Fp.
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#108 -17 BALDWIN ST, Whitby - $469,000
#108 -17 BALDWIN ST, Whitby
Retail Condominium In The Heart Of Brooklin. Bank Anchored Plaza. Hwy 7 And Hwy 12. No Food Prep, Odour Producing Or Wet Uses Allowed As Per Condo Rules And Regulations. It Is Dscc No.280 And Includes Snow Removal, Garbage, And Common Elements. It
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